Terms of use

Last updated: July 2025

By visiting this site, downloading any material, or subscribing to anything we share, you agree to the following simple terms:

1. Educational, not financial advice

This site offers ideas, not prescriptions.

Everything here is for informational and educational purposes only.

We’re not financial advisors, and nothing on this site is meant to replace professional financial advice. Always consult someone qualified before making financial decisions.

2. Intellectual property

All content on this site—books, blog posts, downloads, frameworks, and visuals—is protected under copyright law.

You’re welcome to read, learn from, and share links to it.

You’re not allowed to reproduce, resell, republish, or remix it without written permission.

Put simply:

Use it to grow, not to copy.

3. Fair use and sharing

We love when readers share our work. Please do.

But don’t repost full articles, strip author attribution, or use our content commercially without asking.

You can:

• Quote brief sections with a link back

• Share articles on social

• Talk about it with friends, family, and your barista

You can’t:

• Repackage it as your own

• Sell it

• Pretend Jamie Hart ghostwrites for you (he doesn’t)

4. Your responsibilities

Use common sense. Use discretion. Use what works for you.

You’re responsible for your own actions, your own money, and your own results.

We provide clarity. What you do with it is entirely up to you.

5. Limitation of liability

Minimalist Wealth Books and Jamie Hart are not liable for any decisions you make, gains or losses you experience, or personal awakenings that lead you to quit your job and move to the Azores.

(Though if that last one happens… respect.)

6. Updates and changes

We may update these terms at any time. If they change in a meaningful way, we’ll let you know.

Contact

Questions? Reach out any time.